The world is fast changing and internet has taken the forefront of this changing society. The globalization of the World Wide Web has brought about several innovations and so many of these innovations were created with the intention of making our daily lives easier and improved.
The world has evolved from going out to source for items and carrying wads of cash around or having to visit your bank to run simple transactions, to basically doing almost everything on the internet via various E-commence. Like a friend used to say, the internet is the world in our hands.
There are countless advantages to shopping online and making online transactions, fact that you get to avoid all the hustle and bustles like queues, parking and human traffic at the stores or financial institution is probably the hugest and most convenient advantage of all.
It’s no surprise then why online transactions are taking over. Even financial institutions like banks now have various apps with similar functions to the services you can get when you visit them directly. Most people now prefer to make payments with their debit or credit cards.
According to a report of the collaborative study published by the OC&C Strategy Consultants, the leading online retail markets, Google and PayPal in the UK, China, US and Germany will double to £645 billion by 2018.
Of course, the growth of online transactions has also made it a target and thus has caused an increase in cybercrimes and so many people have fallen victim these criminals. Even the big companies and cyber players haven’t been spared from cyber-attacks in the past, as was the case on the compromised information on online superstore Zappos and national stock exchange to cyber-attack Israel’s El Al airline.
But should this make us love online shopping and transactions any less? No!
Fact is, it can all be avoided and I doubt we’d survive without these internet transactions. All you must know is how to keep your information safe and what to look for in a safe secure site before imputing your information. You should be security aware.
Know Your Security
A secure website uses encryption technology to ensure that information exchanged between them is secure and protected.
Before anything else, you have to make sure you use a secure website to enter your payment information. Be it a credit card, debit card or other third-party payment services like PayPal. There are some signs to look for that indicates a secure site:
- A Padlock symbol in your browser window: If you check our website at Abaytours.com you will see a green padlock just before our address. You can click on this padlock to see if the seller is who they say they are and if their certificate is current and registered to the sellers’ address and company name. If you click the green padlock on our website, you’ll see we’re currently on a secured connection and our certificate is still active with the company registered in our name.
- Another thing to always look out for is the ‘https://’. Website addresses that begin with ‘https://’ indicates that it is a secure and encrypted connection.
- Additionally, we at AbayTours have gone to extra lengths to make sure our website is as secure as possible for our visitors. This is evident with the “TrustedSite” formerly PathDefender and MacAfee icons on our website.
- Use Secure Connections: It is important to leave tasks like accessing financial accounts or imputing card numbers till you get home or work where you know your connection is safe. This is because you never know how secure a public hotspot is.
- And of course, always use strong passwords and remember to change it regularly.
- Also, there are always different security patches being released regularly by mobile device manufacturers, browsers and even your laptop’s operating system. Always make sure you upgrade and your security is up to date.
It is, however, important to note that there are some websites with the padlock appearing on the page itself, this doesn’t mean it is a secure website because it is easy for fraudsters to copy the image of a padlock.
It is also important that you do not submit your personal information to websites when you get a warning about the certificate – except you are confident of the website; as this may be due to the unfamiliar registration of the certificate on your internet browser.
The Beauty Of Online Transactions?
Make Payments Anywhere!!!!
Because the world is a growing global village, there are now more than ever, increases in online transactions. Several commodities are being exchanged online from ideas for goods to even currencies. It is therefore also very important to have a secure means of transaction between both local and international transactions.
The truth is whether you are about to make a transaction either internationally or locally, the same rules apply to you both. The most important of which is; is the connection and website secure?
However, there are different payment methods for safe online transactions. Let’s quickly run through them.
- Credit Card: This is a popular choice for online transactions as the fraud protection is quite strong and it’s pretty easy to get funds reversed. Funds are pulled from your card issuers’ account and not directly from yours.
- Debit Card: Usually cheaper and less inexpensive than the credit cards, with credit cards, funds are charged directly from your bank account.
- Third-party Payment Services: Arguably one of the most common payment options these days, some websites don’t even allow any other payment method other through than third-party services. Service providers like PayPal and Google wallet are one of the leading providers of this payment option.
This payment method offers an extra layer of protection for your personal information as they are stored and accessed from just one central location, with PayPal for example.
The truth is we all love things that’d make our lives easier and online transactions does this for us, so even with the increased criminal activities springing up on the World Wide Web, with a little bit of know-how and secure websites like ours, you are protected from such activities.